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What Your Appraiser Can Do for You: An Interview with Napier Real Estate Consultants

By Kristen Bosse

Please describe a little bit about your company and the services you offer.

I have held many different titles in my past. I was a licensed real estate broker-salesman from 1972-2012. I am currently a Realtor Associate. I have been appraising Residential properties since 1980. Other titles include Deputy Assessor, Residential appraiser, Cook County Assessor's office, Chicago, Ill for 20 years.

On your home page you seem to claim that you provide some services that other appraisers do not. Can you elaborate on how your service compares to the competition?

I learned the Assessment System, classes of property, measurement requirements, and all the typical errors they make. Upon leaving the Assessor's office, I decided to fill the Gap that no one was filling. I will inspect a property for tax purposes, measure for correct square feet and classification, and either sell that to the Owners, do a complete tax appeal for them, or give it to their Attorneys. I have also been a manager, and have an eye for details. I can help a builder of Complexes in many ways, organizing or keeping up with details he should be aware of. I also have experience with Condominium management and all the details of Condominium ownership.

Your Property Tax Bill reform and School reform are both quite impressive. What is most important for consumers to learn concerning these reforms?

The power of the vote. Pester your local elected Rep. in Springfield. Stop listening their "excuses". It's an unfair system and needs to be changed. If they won't agree to promoting this, vote for someone that will, or not at all. Get School taxes off of Residential property. The Web site needs a correction. It should say, "the total Taxes should be no more than 10% of the Assessment, Not Tax Rate.

The Tax Appeal examples on your page seemed to result in big savings. Are results such as these common or were they special cases?

Those were typical savings, for my work. Attorneys usually get less approved. The Key is inspecting the property and correct square feet and classification. In some cases, there were other factors that affected the value. The Cook County Assessor's people are no longer professionally trained as appraisers, and don't recognized some of the factors that affect the value.

What specific qualities should a homeowner look for in a qualified appraiser?

I have to say, experience and perhaps references. Someone's "dress" appearance may also reflect how they do their work, or what they think of their work. If their appearance is sloppy or too casual, IS their work going to be the same way? Check their Resume. At least have an experienced Supervisor or Owner who reviews the work. Appraising is one Profession where the Appraisers get better as years go by. It takes some amount of years, before you "really" know what you are doing. Also, you may find something new every year, that can affect value. Much of this is done with mathematical comparisons, and all properties don't give you the opportunity to find "everything" in comparison.

What are some common mistakes homeowners make upon hiring an appraiser?

Hiring someone that lives many miles from the area. He/She may not be that familiar with all aspects of the Neighborhoods, or something that might affect value.

You seem to offer an array of different services- would you pick any specific ones out as your specialties?

My specialty preference would be a building inspection for tax appeals. You have to know how the Assessor does it, and what they are looking for.

What is the most difficult service to perform?

Everyone has their particular dislike. Mine would be the 2-4 unit apartment building appraisals. Lenders and agencies are looking for income numbers, rents, etc. like an investor type property. That's not what they are. They are usually purchased for a family, or mom and pop. When it's paid off and they retire, they will have some income coming in, but they are really not providing a good return, and not what typical investors would be looking for.

What is the best way to get in contact with you?

By Email (ronnapi@sbcglobal.net) or phone message (708-749-1392).

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Kristen has written impressive content including press releases and feature stories...

Phone: 203-913-0483

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